Ripio announces a new alliance with Bankingly so that banks, cooperatives, microfinance institutions, and fintechs across the region can offer their users crypto services and digital representations directly through their digital channels.
Through this B2B integration, financial institutions already operating on the Bankingly platform gain access to Ripio's crypto infrastructure without having to develop, license, or operate it on their own. Ripio provides the technology, liquidity, custody, and regulatory compliance; each institution adds that layer of value to its own digital experience.
Democratizing access to crypto for the financial sector
For years, offering crypto natively was a privilege reserved for players with the budget and dedicated teams needed to solve technological integration, licensing, custody, fraud prevention, and user experience all at once. That barrier left out the vast majority of Latin America's financial institutions: regional banks, credit unions, microfinance institutions, and fintechs that serve millions of people but lack the scale to build this kind of infrastructure from scratch.
With this alliance, Ripio brings that infrastructure to any institution that is part of the Bankingly ecosystem. What once required months of development and its own license is now solved with an integration via a white-label widget or API, with an estimated go-live of 72 hours. In practice, this means many more players in the region's financial sector — not just the biggest ones — can start offering crypto assets to their users.
What institutions can offer through Ripio
Through this integration, each financial institution can give its customers access to Ripio's service to:
- Buy, sell, and swap more than 400 tokens across the leading networks.
- Use stablecoins such as USDC, USDT, and wFIAT as efficient rails for payments, savings, and transfers.
- Access tokens that track the value of global stocks through xStocks.
- Earn yield on their balances through DeFi protocols.
All of this with Ripio handling liquidity, institutional custody, and KYC/AML compliance, backed by Ripio's license with the relevant authorities in different countries across the region for every operation.
Scaling without friction
For Ripio, this alliance is a concrete way to scale its crypto infrastructure: rather than adding users one by one, it adds institutions that already have an active customer base, established digital channels, and the trust of their communities. Every bank, cooperative, or fintech that joins through Bankingly multiplies the reach of Ripio's crypto offering across the region, without giving up the security, compliance, and liquidity standards that underpin it.
This isn't about replacing traditional banking or competing with it, but about equipping it. The future of financial services in Latin America doesn't separate banking from digital assets: it integrates them into a single experience, with the operational and regulatory soundness that institutions and their users need.
Ripio x Bankingly: Ripio's crypto infrastructure, now within reach of the entire financial ecosystem in Latin America.
*Digital assets can be highly volatile in price. Ripio makes no representation or warranty regarding the possibility or advisability of using them as an investment.